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How to Apply / Types of Financial Aid

Student Classifications

Undergraduate Student Aid Basics

What is it?

Financial aid is based on the premise that you, and in the case of dependent students, your parents are primarily responsible for providing for your educational expenses, and it is intended to supplement student and family contributions toward educational costs. Financial aid comes from many sources, including federal and state government, private organizations, and Eastern Oregon University’s institutional funds. These funds consist of grants, scholarships, federal work study, subsidized loans, unsubsidized loans, and parent loans.

Who is eligible?

Eastern Oregon University uses the Free Application for Federal Student Aid (FAFSA) to determine your financial need and eligibility for various programs. Your financial aid award is designed to meet as much of your financial need and eligibility as possible, and is determined by your need level as determined by the FAFSA, and by the availability of funds. Eastern Oregon University offers merit-based scholarships, as well as need and non-need based financial aid. For a complete list of federal eligibility requirements, visit theFederal Student Aidwebsite.

What types of aid are available from the FAFSA?

The FAFSA is a federal aid application for both need-based and non-need based financial aid. For eligible students, a FAFSA application will generate a federal student loan offer. Beyond the loan offer, students determined to have high levels of need may also be considered for grants and other types of aid. Review theTypes of Financial Aid以上是更多的信息。

International Students

Eastern Oregon University offers and administers a number of scholarships and tuition remission programs for qualified international students. Scholarship and award information for newly admitted and continuing students, undergraduate and graduate students can be found on theMulticultural & International Scholarship Opportunitieswebpage. Please note that international students are not eligible for U.S. federal financial aid.

Undocumented and DACA Students

Students who do not meet the citizenship or eligible non-citizenship criteria for the Free Application for Federal Student Aid (FAFSA) may still be eligible for other types of financial aid including grants and scholarships. Find out more on OSAC’sORSAA website, theScholarships Available to Undocumented Studentshandout, and onThe Dream.USwebpage.

How do I apply?

There Are 7 Easy Steps to the FAFSA Application for Student Aid
To apply for federal aid you must:

1. Make sure you meetfederal eligibility requirementsto receive financial aid.

2. Fill out the Free Application for Federal Student Aid (FAFSA) each year on theFAFSA webpageor by using one of the FAFSA mobile applications:

AppStore
Google

You may apply as early as Oct 1st using previous year tax data from 2 years prior (for example, the 2020-21 application will use 2018 tax information). We recommend using the direct data download to import the information from your IRS tax return. More information on how to utilize the IRS data retrieval tool may be found on theFSA website.

Remember, if theFAFSA determines you are a dependent student,你必须包括家长的信息,在学生和家长都签署之前,FAFSA不能被处理。如果你有特殊的家庭情况,你认为你应该是独立的,那么你可以向经济援助办公室提交从属地位上诉。卡塔尔世界杯比赛对阵表Please review theDependency Status Appealform for additional information on how this appeal process works.

3. List Eastern Oregon University on your FAFSA application using our school code, 003193.

4. The priority FAFSA application date deadline for Eastern Oregon University varies year to year, depending upon application volume. This date is used to determine eligibility for some need-based aid programs as well as State and Institutional funds. Applications received after the priority deadline will still be eligible for federal aid such as the Pell Grant and Direct Loans.

5. Apply for admission to Eastern Oregon University:Apply Online. You will not be considered for any financial aid award until you have applied to the University.

6. After your FAFSA has been received, you may be sent an email request for additional information. Once admitted, you will be able to login to yourMoutie Hubaccount to view the requirements and the requested forms. If you have been selected for verification, ourVerification FAQ’spage will help you with this process.

7. When all outstanding requirements have been satisfied and your FAFSA has been processed, you will receive an email notification that your aid offer is ready to accept.

8.Acceptyour financial aid award throughMountie Hub.

Applying as a Transfer Student

When transferring to another institution, it is important to understand that each institution may award you different amounts and types of aid. Awards are determined by eligibility, the cost of attendance at each school, and the total number of aid dollars available at each school. To begin the process of requesting aid at a different institution, simply add your new school’s code to the FAFSA, that school will then receive your FAFSA application and begin the process of awarding you financial aid.

You should also contact the financial aid office of the school you will be attending to determine:

  1. their aid application procedures
  2. what aid is available
  3. what forms may be required
  4. if you must be admitted before your file will be reviewed
Transferring to Eastern Oregon University:

To start the financial aid process at Eastern Oregon University you must first have applied for admission. Below is a helpful checklist to make sure your transition is smooth and successful.

1. Apply for admission to Eastern Oregon University:Apply Online.

2. Add Eastern Oregon University to your financial aid application (FAFSA) by adding our school code (003193) online at fafsa.ed.gov or by calling the FAFSA processor at 1-800-433-3243.

3. Contact your current school’s financial aid office and cancel any financial aid for subsequent terms. You cannot receive aid at more than one school at a time so it is critical that this process occur.

4. After your FAFSA has been received, you may be sent an email request for additional information. Once admitted, you will be able to login to yourMountie Hubaccount to view the requirements and the requested forms. If you have been selected for verification, ourVerification FAQ’spage will help you with this process.

5. When all outstanding requirements have been satisfied and your FAFSA has been processed, you will receive an email notification that your aid offer is ready to accept.

6.Acceptyour financial aid award throughMountie Hub.

Applying For Scholarships

Eastern Oregon University is committed to recruiting and retaining motivated, diverse, and driven students. In an effort to assist with the expenses involved in a high caliber education, incoming freshman students are automatically considered for University Scholars Program scholarships based on their application for admission prior to the February 1 deadline. New and returning students may alsoapply for additional scholarshipsand through theFoundationapplication portal.

Resources for Students Who Are Not Federal Aid Eligible
International Students

Eastern Oregon University offers and administers a number of scholarships and tuition remission programs for qualified international students. Scholarship and award information for newly admitted and continuing students, undergraduate and graduate students can be found on theMulticultural & International Scholarship Opportunitieswebpage. Please note that international students are not eligible for U.S. federal financial aid.

Undocumented and DACA Students

Students who do not meet the citizenship or eligible non-citizenship criteria for the Free Application for Federal Student Aid (FAFSA) may still be eligible for other types of financial aid including grants and scholarships. Find out more on OSAC’sORSAA website, theScholarships Available to Undocumented Studentshandout, and onThe Dream.USwebpage.

When Do I apply?

October

TheFAFSA formis available for submission beginningOctober 1steach year. You will submit your FAFSA using the tax information from 2 years prior. That means your 20/21 FAFSA will use the information from the taxes you filed in 2018. Most students and parents should be able to download their tax information into the FAFSA using theIRS data retrieval tool.

EOU’s FAFSA Priority Deadline varies year to year, depending on application volume. The initial FAFSA filing date is used for awarding limited funds, so earlier is better. FAFSA applications submitted after the priority deadline may still be eligible for federal financial aid such as the Pell Grant, Federal Direct Loans, and PLUS Loans.

November/December

Now is a good time to start searching for scholarships for the next year. There are many resources available to aid you in your search, such asEOU’s Scholarshipwebpage, Oregon Office of Student Access and Completion’s (OSAC)Scholarship Applicationfor Oregon residents, and a number of online search engines as well!

February

如果你是一名希望被考虑申请EOU机构奖学金的新生,入学申请优先截止日期为2月1日。

EOU Foundationanddepartmentalscholarship application deadline is February 1st.

OSAC Early Bird Scholarship Application deadline is February 15 – 5pm PST each year: Early Bird deadline. Complete applications (including transcripts) submitted by this date and time receive an early review, and error-free Apps will be entered into a drawing for one of several $1,000 Early Bird scholarship awards. Visit theOSAC websitefor additional information.

March

OSAC Scholarship Applications are due March 1st.Visit OSAC为更多的信息。

April

Financial aid award letters are sent to incoming applicants.

Post- baccalaureate Student Aid Basics

Apply for Federal Aid

Fill out theFree Application for Federal Student Aid (FAFSA)each year and be sure to list your year in college as 5th year/other undergraduate. Check out ourApplypage for more information.

Post-Bacc Federal Aid Eligibility

You must specifically request financial aid with thePost-baccalaureate Financial Aid Requestform.

作为一名寻求第二学士学位的学生,你可能有资格获得联邦直接贷款。我们无法为本科毕业后的学生提供联邦助学金,如佩尔助学金或SEOG。你和其他本科生有相同的年度和累计贷款上限。如果你被认为是受抚养的学生,你的父母也可以代表你申请家长加贷款。Check out ourloan programswebpage for more information.

Yearly Undergraduate Federal Direct Loan Limits

Dependent student: maximum of $5,500, freshman, $6,500 sophomore, $7,500 junior/senior

Independent student: maximum of $9,500 freshman, $10,500 sophomore, $12,500 junior/senior

Aggregate Federal Direct Loan Limits (combined maximum for all years of seeking an undergrad/post-bacc degree)

Dependent student: maximum of $31,000

Independent student: maximum of $57,500

*You may view your loan history atnslds.ed.govwebsite.

*There are additional limits on Federal Direct Subsidized loans. More information on loan limits may be found on theFSA website.

*Dependent student loan maximums may increase to match the independent amounts in cases where the parent is credit denied for the Parent PLUS loan for that aid year. After the parent is credit denied for that year, the student may request an increase by submitting a studentloan revisionform.

*Full details on federal loan requirements, origination fees, interest rates, maximums, grace periods, and other information may be found on theFSA website.

Enrollment Requirements

To receive federal loans you must be enrolled at least halftime (6-8 credits). Your aid is initially packaged based on the expectation of full time enrollment. To avoid disbursement delays and last minute adjustments, you must submit anenrollment revisionform to let us know if you plan to be less than full time for the year. If our office has not been notified of your enrollment plans, your aid will be adjusted and disbursed after the Financial AidCensus Datefor that term.

Private Supplemental/Alternative Loans

Private/Alternative loans are loans obtained from a bank, credit union or other lending agency. For most students, federal loans are a better option and should be utilized before private loans are considered. Alternative loans require a credit check and may have higher, variable interest rates. They also do not offer the flexible repayment, consolidation, and loan forgiveness that may be available with federal loans. More information on these loans may be found on theprivate loan sectionof our website.

Scholarships

We recommend starting your scholarship search by contacting your department or searching theFoundation scholarshipwebpage for available departmental scholarships. You may also find more information about searching for departmental, OSAC, and private scholarships on ourwebpage.

Maintaining Aid Eligibility

Understanding federal aid requirements, conditions, and limitations is essential! We encourage all students totake the time to reviewfinancial aid Terms and Conditions, Participation Requirements,Satisfactory Academic ProgressRequirements,Census Date, and thereturn of federal fundsthat may be required in the case of withdrawing or failing to complete courses.

Graduate Student Aid Basics

Graduate students typically pay for their education through a combination of loans, scholarships, grants, fellowships and employment through their institution.

有一些院系能够通过各种补助金和奖学金,以及教学助理和研究助理资助学生。You can learn more by visiting your academic department’s website.

International Students

Eastern Oregon University offers and administers a number of scholarships and tuition remission programs for qualified international students. Scholarship and award information for newly admitted and continuing students, undergraduate and graduate students can be found on theMulticultural & International Scholarship Opportunitieswebpage. Please note that international students are not eligible for U.S. federal financial aid.

Federal Financial Aid

Degree seeking graduate students may apply for federal student aid by completing the FAFSA application atFAFSA.goveach year. If the student is eligible, the FAFSA will result in an offer for a Federal Direct Unsubsidized loan. The FAFSA form will also allow the student to apply for theGraduate PLUS如果他们需要额外的帮助,可以在网上贷款。这两项联邦贷款都要求学生至少在业余时间参加学位课程。Graduate students are not eligible for Federal Pell Grants or Federal Direct Subsidized loans.

Federal Direct Unsubsidized Loan

A graduate (non-professional) student may receive up to $20,500 per year in federal direct loans. The aggregate maximum for a graduate (non-professional) student is $138,500. The interest rate and origination fee for the Federal Direct unsubsidized loan can be found on theFSA website. You must complete the Entrance Counseling and Federal Direct Loan Master Promissory Note (MPN) online atStudentLoans.gov.

Graduate PLUS Loan

The Federal Direct Grad PLUS Loan is a credit based loan borrowed by graduate students to assist with educational expenses. You may to borrow up to your remaining cost of attendance after all other aid. The loan does not have an aggregate limit. The loan is unsubsidized meaning you are responsible for paying the interest during times of deferment. The interest rates and origination fees on the Federal Direct Grad PLUS Loan vary by year and can be found on theFSA website. You must complete a Direct PLUS Loan Application, Entrance Counseling, and Master Promissory Note (MPN) online atStudentLoans.gov. The credit check, run as part of the application, is only valid for180 days. Do not complete the application before May of the year you will start attendance. Applicants who have been determined to have an adverse credit history, but qualify for a Graduate PLUS loan by documenting extenuating circumstances or obtaining an endorser, must complete a new Master Promissory Note and PLUS Counseling online atStudentLoans.gov.

Enrollment Requirement for Federal Loans

To receive federal loans, a graduate student must be enrolled at least halftime (5-6 credits each term). Aid is packaged based on the expectation of full time enrollment. To avoid disbursement delays, you must submit anenrollment revisionform to let us know if you plan to be less than full time for the year. If our office has not been notified of your enrollment plans, your aid will be adjusted and disbursed after the Financial AidCensus Datefor that term.

*Graduate certificate seeking students may only receive aid based on credits that are required for their certificate program.

Private Supplemental/Alternative Loans

Private/Alternative贷款是指从银行、信用社或其他贷款机构获得的贷款。对于大多数学生来说,联邦贷款是一个更好的选择,应该在考虑私人贷款之前使用。替代贷款需要信用检查,可能有更高的可变利率。他们也不提供灵活的还款,合并和贷款减免选项,你得到的联邦贷款。

GTA/GRA Impact on Financial Aid?

Graduate assistantships count as estimated financial assistance (EFA) in your overallCost of Attendance(COA) since they reduce your tuition and fees. Because we cannot award you federal student aid and loans that exceeds your COA, a graduate assistantship could reduce the amount of graduate loans you would be eligible for. Pleasecontactthe Financial Aid Office if you would like to discuss your particular situation.

Graduate Certificate Programs

Not all graduate certificate programs are eligible for federal financial aid. Please contact the Office of Financial Aid for a list of programs that are currently aid eligible.

Students in aid eligible graduate certificate programs may only receive federal loans based on enrollment in courses that are required for that program. Other courses may not be counted towards the minimum halftime enrollment that is needed for federal loan eligibility. For the list of required courses, please review thecourse catalogor contact your academic advisor.

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