FAQ
When should I begin planning for college?
We recommend that students begin seriously thinking about college when they enter the middle school grades (sixth through eighth grade).
Begin to discover your college and financial aid options today with this workbook,My Future, My Way: First Steps Toward College, published by the Department of Education. It is never too early to plan for college.
If you’re not ready to apply for federal student aid, but you’d like to estimate your aid, tryFAFSA4caster(en español).
FAFSA4castergives you a free early estimate of your eligibility for federal student aid. This information helps families plan ahead for college. You must use theFree Application for Federal Student Aid(FAFSA®) form to apply for aid once you’ve decided to apply for admission and attend college.
Fact Sheets
Is There a Deadline to Apply For Financial Aid?
Yes. Each financial aid award year ends in June.The FAFSA application deadline for an award year is the end of June. For example, Spring term 2019 is the last term of the 2018-19 award year. The absolute FAFSA deadline is the end of June of the FAFSA award year; however, our spring term ends before June 30th. Our advice is: apply for financial aid well before you want to begin your program of study.
12 Myths About the FAFSA and Applying for Financial Aid
Can I complete a FAFSA form on my phone?
想在手机上填写FAFSA表格?联邦学生援助署有一个应用程序!Check out the new features of the new myStudentAid mobile app, including:
- Filling out a FAFSA form
- Importing tax info using the IRS Data Retrieval Tool
- Comparing college costs
- Checking loan and grant history
Download the myStudentAid app today:
iOS:itunes.apple.com/app/apple-st…
Android:play.google.com/store/apps/de…
May I receive financial aid as a part time student?
Yes, students generally must attendance at least half time to receive federal financial aid.Some undergraduate students may demonstrate a very high need and be eligible for a less than half time Pell Grant. Students awarded federal loans must attend at least half time to receive their loans.
If I attend part time, will my aid be reduced?
Students receiving Federal Pell Grants and Oregon Opportunity Grants will have those award amounts revised to reflect part time attendance. Depending upon a student’s total aid offer, loan amounts may be the same for full or part time attendance.
我怎样才能充分利用我的大学经历?
8 Ways to Get the Most Out of Your College Experience:
Everyone’s college experience is unique—and probably not quite what they were expecting, buthere are some tried and true tipson how to get through it.
What is the income cut off to receive financial aid?
没有一项收入被切断用于经济援助。卡塔尔世界杯比赛对阵表预期家庭贡献(efc)低的本科生有资格获得佩尔助学金和俄勒冈机会助学金以及其他联邦援助项目。efc较高的学生可能不会获得奖学金。有几个因素决定一个学生的EFC，包括:学生和父母的收入，家庭规模，在大学的学生人数，以及父母的资产。如果您不理解您的EFC如何反映您的FAFSA信息，请致电我们的办公室，我们将帮助您。
如何使用我的FAFSA信息来确定我的EFC?
A student’s Expected Family Contribution (EFC) is calculated using a formula that determines the family’s ability to contribute towards a student’s education. The formula is part of the Higher Education Act (HEA as amended). For dependent aid applicants, the formula looks at student and parent taxable and untaxed income, taxes paid, family size, number of students in college, and assets. Generally, students from low income families have low EFCs and students from higher income families have higher EFCs.
Do I have to reapply for financial aid every year?
Yes! You must complete a FASFA for each year you attend and want to receive financial aid. The FAFSA processing year begins October 1st each year.
My parents don’t have their taxes done yet; do I have to wait until they complete their taxes to apply for financial aid?
No! You can apply for financial aid using the FAFSA on the Web and provide an estimate of your federal income and your parents federal income. If you FAFSA is selected for federal verification, your financial aid offer will not be final until EOU has received all requested documents and completed the verification process.
What is Verification? Why do I have to submit copies of my federal tax form and my parent’s federal tax form to your office?
核实是选择一些学生资助申请记录，以审查收入、纳税和家庭规模信息的过程。大学不选择援助申请记录，美国教育部的FAFSA处理器选择申请记录进行核实。如果申请记录被选中，学院必须跟进要求提供必要的文件，以完成验证文件审查。学生(以及依赖援助申请人的父母)必须提交这些文件。Financial aid offers will not be finalized and no aid will disburse until verification is complete.
我申请了资助，现在我父母的情况或者说我的情况已经改变了——我们没有能力为我的教育做出贡献。我们能做什么?
Sometimes, families experience a change that affects their financial stability after the student has submitted a FAFSA. Common circumstances that impact the family’s or student’s ability to contribute toward educational expenses are: parent loss of employment, divorce, death of a parent, independent student’s loss of employment, divorce, death of a spouse. If you have extraordinary circumstances, the financial aid office can reevaluate your financial aid eligibility. See the Professional Judgment Form on ourforms webpage.
我需要有人帮我写一封上诉信。我从哪里开始呢?
Started in 2020,SwiftStudentis the only free, central repository of financial aid appeals/requests letter templates for students. It is a free, foundation-backed resource designed with college students and financial aid officers. Like all templates, the forms created by SwiftStudent are incomplete without your honest effort. The templates provide a starting point for those that do not know the questions they should be asking.
SwiftStudentis a solution for students who don’t feel empowered with information to advocate for themselves, and financial aid officers with limited capacity to reach all students facing special circumstances that are barriers to their education. Often there will be additional forms or requirements specific to your situation and institution. SwiftStudent templates cannot replace those requirements, but they can help you formulate the questions you need to ask to fulfill your individual requirements.
SwiftStudent is powered by the company FormSwift. The content for SwiftStudent was organized by the Seldin/Haring-Smith Foundation in partnership with students; financial aid officers; college counselors; and other experts from the National Association of Student Financial Aid Administrators (NASFAA); Achieving the Dream; Everett Community College; Generation Hope; Higher Learning Advocates; Hope Center for College, Community and Justice; Indian River Community College; Institute for Women’s Policy Research; Montgomery College; National College Attainment Network; National Student Legal Defense Network; New America; Northwest Florida State College; Reach Higher at the Common App; and U Aspire. Eastern Oregon University is not affiliated with SwiftStudent and takes no responsibility for content on SwiftStudent’s website.
Please view theSwiftStudent from FormSwift FAQ.
我自己生活，自己养活自己。我必须包括我父母的信息吗?
If you are considered a dependent student for FAFSA® purposes, you will need to provide information about your legal parent(s) on the application. A legal parent is your biological or adoptive parent, or your legal parent as determined by the state (for example, if the parent is listed on your birth certificate). If you have a stepparent currently married to your legal parent, you generally also must provide information about him or her. If you’re considered a “dependent” student, you mustinclude your parent’s informationon your FAFSA form.
Fact Sheets
Am I Dependent or Independent?
Who Is My “Parent” When I Fill Out the FAFSA?
我获得了经济援助奖，但它不能卡塔尔世界杯比赛对阵表支付我所有的费用。我该怎么办?
If you are an undergraduate student, your portion of your financial aid award may not cover all of your costs. We offer a PLUS loan to all dependent aid applicants. If a parent borrows in the PLUS loan program, the loan can cover the difference between the cost of education and the student’s aid. If you parent applies for the PLUS loan and he or she is unable to qualify, we may be able to offer you additional Unsubsidized Stafford loan funds.
There are non-federal, alternative loan programs. These programs are credit score based and usually will require a co-signer. Alternative loans also cover the difference between the cost of education and other financial aid.
TIP:College costs include more than tuition and room and board.Here are some common coststo be aware of.
什么是全年佩尔助学金?
美国教育部拨款法案，2017年，允许学生获得联邦佩尔助学金资金，最多为学生的佩尔助学金计划奖(PGSA)的150%。例如，如果一个学生的PGSA为3,000美元，他或她现在有可能在夏季、秋季、冬季和春季学期获得至多4,500美元($3000 x 150%)(每学期最高33.3333%)。
How do I get year-round Pell Grant funds?
你必须完成联邦学生援助免费申请(FAFSA)。如果你有资格申请佩尔助学金，并且没有超过你的终身资格使用(LEU)，并且如果你注册了至少一半的时间(至少6个学分)，在你超过PGSA的100%的时间内，你将自动获得额外的佩尔助学金资金。对于大多数学生来说，如果他们也上过夏季、秋季和冬季学期，这将是春季学期。
FSA ID用户名无法恢复或密码无法自行重置怎么办?
If you haven’t provided and verified your mobile phone number or email address in your FSA ID account, and you can’t remember the answers to your challenge questions, you will have to contact the Federal Student Aid Information Center by calling 1-800-4-FED-AID (1-800-433-3243; TTY for the deaf or hard of hearing 1-800-437-0833). An agent will walk you through self-service options. If that does not resolve the situation, you will go through the FSA ID “verification” process. You’ll send in copies of identification, and the email address on your account will reset to one you can access. This process takes 7–10 days from the point at which you send in your documentation.
Once you regain access to your account, we strongly encourage you to provide and verify your email address and phone number so that in the future you can retrieve your username or password on your own.
It’s important that you do not attempt to create a new FSA ID if you have been locked out of your account.
You can read more and find help about the FSA ID onstudentaid.ed.gov.
How could a deferment cause my loan balance to increase?
Whether your loan balance increases depends on the type of federal student loans you have, whether you are requesting a deferment or a forbearance, and whether you make any required interest payments during this time.
延期支付是指联邦政府为某些类型的联邦学生贷款支付延期期间的利息。对于那些联邦政府不支付利息费用的贷款，如无补贴贷款和附加贷款，利息在延期期间继续增加(累计)。任何未支付的利息，在你的延期期间发生的都将增加到你的贷款余额。这就是资本化。
有了忍耐，联邦政府不会为任何类型的联邦学生贷款支付利息费用——永远不会。所以，虽然你可以在12个月内停止支付或减少每月的还款金额，但在延期期间，所有联邦学生贷款的利息仍将被收取。再次强调，这段时间内产生的未付利息将计入贷款余额。
Looking into deferment to temporarily stop making student loan payments? Consider the pros and cons, including capitalized interest.More at blog.ed.gov
— Federal Student Aid (@FAFSA)
我想知道更多。我在哪里可以得到我的问题的详细答案?
Webinars
Federal Student Aid regularly hosts webinars for students, parents, student loan borrowers, or college access professionals. You can submit questions during the webinar and their team will answer your questions during the event.
Keep an eye onStudentAid.gov/events用于针对学生、家长和借款人的网络研讨会和其他活动;and watch the Get Training page on the Financial Aid Toolkit for Counselors (FinancialAidToolkit.ed.gov/training) to find webinars intended to enhance your professional development.
想要利用这些网络研讨会，今天就注册吧!
Archived Webinars
If you are interested in these webinars but are not available at the scheduled time, you’ll be able to view recorded versions of the webinars listed above atStudentAid.gov/resources#webinarsand atFinancialAidToolkit.ed.gov/resources.
Other Questions
我从一所社区大学转学，并被告知我将获得更多的佩尔和俄勒冈机会助学金。为什么我看不到?
Ask Federal Student Aid Q Series YouTube Responses
Videos
关于上大学最好的建议是什么?
What is the Biggest Myth About College?
Is College Harder Than High School?
大学有什么令人惊讶的?
Code of Conduct for Financial Aid Professionals
- No action will be taken by financial aid staff that is for their personal benefit or could be perceived to be a conflict of interest.
- Employees within the financial aid office will not award aid to themselves or their immediate family members. Staff will reserve this task to an institutionally designated person, to avoid the appearance of a conflict of interest.
- 大学与私人教育贷款的贷款人没有优先贷款协议，也没有优先贷款名单。学校或任何员工均不得与任何出借人签订任何收入分享协议，或接受向学生提供私人贷款的资金，以换取向出借人提供特定数量的贷款、特定的贷款数量或优先出借人安排的让步或承诺。
- 借款人对贷款人的选择不会被机构拒绝、阻碍或不必要地拖延。借款人不会自动分配给任何特定的贷款人。
- No amount of cash, gift, or benefit in excess of a the minimum amount shall be accepted by a financial aid staff member from any financial aid applicant (or his/her family), or from any entity doing business with or seeking to do business with the institution (including service on advisory committees or boards beyond reimbursement for reasonable expenses directly associated with such service).
- No compensation may be accepted for any type of consulting arrangement or contract to provide services to or on behalf of a lender relating to education loans.
- 资助办公室提供的资料准确、公正，不反映因实际或潜在个人利卡塔尔世界杯比赛对阵表益而产生的偏好。
- Institutional award notifications and/or other institutionally provided materials shall include the following:
- A breakdown of individual components of the institution’s Cost of Attendance.
- Clear identification of each award, indicating type of aid, i.e. gift aid (grant, scholarship), work, or loan.
- Standard terminology and definitions.
- Renewal requirements for each award.
- All required consumer information is displayed in a prominent location on the institutional web site(s) and in any printed materials, easily identified and found, and labeled as “Consumer Information.”
- Financial aid professionals will disclose to their institution any involvement, interest in, or potential conflict of interest with any entity with which the institution has a business relationship.
Statement of Ethical Principles
机构财政援助专业人员的主要目标是通过提供适当的财政支持和资源来帮助学生实现他卡塔尔世界杯比赛对阵表们的教育目标。To this end, this statement provides that the financial aid professional shall:
Advocate for students
- Remain aware of issues affecting students and continually advocate for their interests at the institutional, state and federal levels.
- 支持联邦、州和机构的努力，鼓励学生渴望并计划高中以后的教育。
Manifest the highest level of integrity
- Commit to the highest level of ethical behavior and refrain from conflict of interest or the perception thereof.
- 诚实、公正地对待他人，恪守承诺，以值得他人信任和信任的方式行事。
- 保护学生个人财务记录的隐私。
- Promote the free expression of ideas and opinions, and foster respect for diverse viewpoints within the profession.
Support student access and success.
- Commit to removing financial barriers for those who want to pursue postsecondary learning and support each student admitted to our institution.
- Without charge, assist students in applying for financial aid funds.
- Provide services and apply principles that do not discriminate on the basis of race, gender, ethnicity, sexual orientation, religion, disability, age, or economic status.
- 了解财务教育的必要性，并致力于教育学生和家庭如何负责任地管理开支和债务。
Comply with federal and state laws
- 遵守所有适用的法律法规，管理联邦，州和机构的财政援助计划。卡塔尔世界杯比赛对阵表
- Actively participate in ongoing professional development and continuing education programs to ensure ample understanding of statutes, regulations, and best practices governing the financial aid programs.
- Encourage colleagues to participate in the financial aid professional associations available to them at the state, regional, or national level and offer assistance to other aid professionals as needed.
Strive for transparency and clarity
- Provide our students and parents with the information they need to make good decisions about attending and paying for college.
- Educate students and families through quality information that is consumer-tested when possible. This includes (but is not limited to) transparency and full disclosure on award notices.
- Ensure equity by applying all need-analysis formulas consistently across the institution’s full population of student financial aid applicants.
- 通知学校、学生和家长任何可能影响他们的学生援助资格的经济援助项目的变化。卡塔尔世界杯比赛对阵表
Protect the privacy of financial aid applicants
Ensure that student and parent private information provided to the financial aid office by financial aid applicants is protected in accordance with all state and federal statutes and regulations, including FERPA and the Higher Education Act, Section 483(a)(3)(E) (20 U.S.C. 1090). Protect the information on the FAFSA from inappropriate use by ensuring that this information is only used for the application, award, and administration of aid awarded under Title IV of the Higher Education Act, state aid, or aid awarded by eligible institutions.
- Note: The Higher Education Act does not allow us to share data from your FAFSA directly with certain outside agencies, even with your written permission.
*这部分采用了全国学生资助管理人员协会的道德原则声明和资助专业人员的行为准则。卡塔尔世界杯比赛对阵表本行为准则中的义务是州或联邦法律或东俄勒冈大学政策强加的要求之外的义务。世界杯英格兰vs伊朗实时比分
